Years Owned

Time elapsed since the property was purchased, calculated from the purchase date to today.

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40-Year Projection Chart

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Years Owned Formula

(Today - Purchase Date) / 365.25

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Calculations That Use Years Owned

Remaining Mortgage Balance

Debt Metrics

$304,871

Purchase

Cumulative Principal Paydown

Debt Metrics

Cumulative Cash Flow

Cash Flow Projections

Accumulated Depreciation

Tax Benefits

$11,200

Purchase

Total Wealth Building

Equity & Wealth

Profit If Sold

Deal Analysis

Platform Distribution

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Why It Matters

Knowing exactly how long you have owned a property drives accurate calculations for remaining mortgage balance, accumulated depreciation, equity buildup from loan paydown, and time-weighted returns. Without an accurate holding period, these downstream calculations rely on assumptions rather than actual data.

Detailed Explanation

Years Owned measures how long you have held a property, expressed in years with one decimal place of precision. It is calculated by taking the number of days between the purchase date and today and dividing by 365.25 (to account for leap years).\n\nThis metric is essential for time-dependent calculations like remaining mortgage balance, accumulated depreciation, equity from loan paydown, and total return analysis. Many investment metrics change significantly over the holding period — a property owned for 2 years will have very different debt, equity, and depreciation figures than one owned for 10 years.