Cash Flow Before Tax
Cash remaining after operating expenses and debt service.
Example Result
Sample DataBased on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
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How This Value Changes Over Time
What This Means
A sample property priced at $385,000 with $2,850/month rent has a cash flow before tax of -$4,023 at Purchase (Month 0). CFBT is what most investors care about most. It answers the fundamental question: "How much money does this property actually produce?" Positive cash flow means the property pays for itself and generates income; negative means you need to subsidize it.
Where This Value Comes From
Cash Flow Before Tax is not entered directly — it is calculated from Net Operating Income and Debt Service. See the formula breakdown above and the detailed inputs below.
Inputs That Determine Cash Flow Before Tax
Calculations That Use Cash Flow Before Tax
Platform Distribution
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Unlock Rental Property CalculatorWhy It Matters
CFBT is what most investors care about most. It answers the fundamental question: "How much money does this property actually produce?" Positive cash flow means the property pays for itself and generates income; negative means you need to subsidize it.
Detailed Explanation
Cash Flow Before Tax (CFBT) is the actual cash a property puts in your pocket each year after paying all operating expenses and making mortgage payments, but before considering income taxes. This is the cash you can spend, reinvest, or save.
Example
Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
Related Calculations
Gross Potential Rent
2Total annual rental income assuming full occupancy.
Effective Gross Income
2Actual expected income after vacancy and other income.
Net Operating Income
UIncome remaining after all operating expenses but before debt service.
Cash Flow After Tax
WCash remaining after all expenses, debt service, and estimated taxes.
Revenue Per Unit
2Effective gross income divided by the number of units.
Income Per Square Foot
2Effective gross income divided by total square footage.
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