Projected Cash Flow (5-Year)

Year-by-year cash flow projection for 5 years with growth assumptions.

Example Result

Sample Data

-$4,023 | -$3,406 | -$2,771 | -$2,116 | -$1,442

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

See Your Own Properties

With the Rental Property Calculator, you can run this calculation against your own rental properties using your real numbers.

View Pricing Sign In

40-Year Projection Chart

Subscribe to explore how projected cash flow (5-year) evolves over a 480-month holding period.

View Pricing

Projected Cash Flow (5-Year) Formula

Net Operating Income (with growth) - Debt Service for each year

$20,566 (with growth) - $24,590 for each year

-$4,023 | -$3,406 | -$2,771 | -$2,116 | -$1,442

What This Means

A sample property priced at $385,000 with $2,850/month rent has a projected cash flow (5-year) of -$4,023 | -$3,406 | -$2,771 | -$2,116 | -$1,442 at Purchase (Month 0). Cash flow projections reveal the trajectory of your investment. A property that barely breaks even today might produce excellent cash flow by year 3-5 as rents grow while the mortgage stays fixed.

Where This Value Comes From

Projected Cash Flow (5-Year) is not entered directly — it is calculated from Cash Flow Before Tax. See the formula breakdown above and the detailed inputs below.

Inputs That Determine Projected Cash Flow (5-Year)

Cash Flow Before Tax

Cash remaining after operating expenses and debt service.

-$4,023

Purchase

Why It Matters

Cash flow projections reveal the trajectory of your investment. A property that barely breaks even today might produce excellent cash flow by year 3-5 as rents grow while the mortgage stays fixed.

Detailed Explanation

Projects annual cash flow before tax for each of the next 5 years, accounting for rent growth, expense growth, and fixed mortgage payments. Shows how cash flow typically improves as rents outpace expenses.