Equivalent Bond Yield
Return vs S&P 500
Standard Comparison Metrics Returns & ROI

Equivalent Savings Yield

Cash return comparable to savings account interest rates.

Example Result

Sample Data
-4.79%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Equivalent Savings Yield Formula

Cash Flow Before Tax / Total Cash Invested x 100
-$4,246 / $111,163 x 100
-4.79%

What This Means

A sample property priced at $385,000 with $2,850/month rent has a equivalent savings yield of -4.79%. Even the best savings accounts yield 4-5%. If your property produces 8% cash-on-cash, that is real estate income that far exceeds passive savings, plus you get appreciation and tax benefits on top.

Where This Value Comes From

Equivalent Savings Yield is not entered directly — it is calculated from Cash Flow Before Tax and Total Cash Invested. See the formula breakdown above and the detailed inputs below.

Calculated From

Equivalent Savings Yield is calculated using these inputs:

Cash Flow Before Tax
Cash remaining after operating expenses and debt service.
-$4,246
Total Cash Invested
Total cash committed to the property: closing costs, rent-ready, reserves, and negative cash flow.
$111,163

Platform Distribution

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Why It Matters

Even the best savings accounts yield 4-5%. If your property produces 8% cash-on-cash, that is real estate income that far exceeds passive savings, plus you get appreciation and tax benefits on top.

Detailed Explanation

Compares your cash flow return to what you would earn leaving the same money in a savings account or CD.

Example

Sample Result
4.60%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Equivalent Bond Yield

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Cash-on-cash return comparable to bond yields.

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Return vs S&P 500

W

Your total ROI minus the historical 10% S&P 500 average.

4.82% Example

Income Per Hour of Management

U

Annual cash flow divided by annual management hours.

-$70.76 Example

Monthly Management Hours

1

The estimated hours per month spent managing the property.

5.00 Example

Cap Rate

2

Net operating income as a percentage of property value.

5.28% Example

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