Equivalent Bond Yield

Cash-on-cash return comparable to bond yields.

Example Result

Sample Data

-4.54%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Equivalent Bond Yield Formula

Cash on Cash Return

-4.54%

-4.54%

What This Means

A sample property priced at $385,000 with $2,850/month rent has a equivalent bond yield of -4.54% at Purchase (Month 0). Bonds typically yield 3-5%. If your property's cash-on-cash return exceeds bond yields, you are getting a better income stream plus the added benefits of appreciation and tax advantages that bonds do not offer.

Where This Value Comes From

Equivalent Bond Yield is not entered directly — it is calculated from Cash on Cash Return. See the formula breakdown above and the detailed inputs below.

Inputs That Determine Equivalent Bond Yield

Cash on Cash Return

Annual cash flow divided by total cash invested.

-4.54%

Purchase

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Why It Matters

Bonds typically yield 3-5%. If your property's cash-on-cash return exceeds bond yields, you are getting a better income stream plus the added benefits of appreciation and tax advantages that bonds do not offer.

Detailed Explanation

The Equivalent Bond Yield uses your cash-on-cash return as a proxy for bond-like income yield. It represents the steady income component of your real estate return.