Return vs S&P 500

Your total ROI minus the historical 10% S&P 500 average.

Example Result

Sample Data

4.82%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Return vs S&P 500 Formula

Total ROI - 10% (historical S&P 500 average)

14.82% - 10% (historical S&P 500 average)

4.82%

What This Means

A sample property priced at $385,000 with $2,850/month rent has a return vs s&p 500 of 4.82%. A positive number means you are outperforming the stock market. Many leveraged rental properties significantly outperform stocks on a total return basis, which is one of the key arguments for real estate investing.

Where This Value Comes From

Return vs S&P 500 is not entered directly — it is calculated from Total ROI (Year 1). See the formula breakdown above and the detailed inputs below.

Calculated From

Return vs S&P 500 is calculated using these inputs:

Total ROI (Year 1)

Combined return from cash flow, appreciation, loan paydown, and Cash Flow from Depreciation™ in Year 1.

14.82%

Platform Distribution

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Why It Matters

A positive number means you are outperforming the stock market. Many leveraged rental properties significantly outperform stocks on a total return basis, which is one of the key arguments for real estate investing.