Total Cash to Close

Cash needed at the closing table to acquire the property.

Example Result

Sample Data

$88,550

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Total Cash to Close Formula

Down Payment + Closing Costs - Seller Concessions

Down Payment $77,000

+ Closing Costs $11,550

- Seller Concessions $0

= Total Cash to Close $88,550

What This Means

A sample property priced at $385,000 with $2,850/month rent has a total cash to close of $88,550. This is what you need in your bank account on closing day. It is not the same as your total investment in the property — additional costs like rent-ready rehab, cumulative negative cash flow, and reserves increase your true total cash invested over time.

Where This Value Comes From

Total Cash to Close is not entered directly — it is calculated from Down Payment, Closing Costs, and Seller Concessions. See the formula breakdown above and the detailed inputs below.

Calculated From

Total Cash to Close is calculated using these inputs:

Down Payment

The cash portion you pay upfront toward the purchase price.

Found on your loan estimate

$77,000

Closing Costs

Fees and expenses paid at the time of purchase beyond the down payment.

Found on your closing disclosure

$11,550

Seller Concessions

Credits from the seller that reduce your out-of-pocket closing costs.

Found on your purchase contract

Used to Calculate

Total Cash to Close is used as an input for these calculations:

Total Cash Invested

Deal Analysis

$111,163

Platform Distribution

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Why It Matters

This is what you need in your bank account on closing day. It is not the same as your total investment in the property — additional costs like rent-ready rehab, cumulative negative cash flow, and reserves increase your true total cash invested over time.

Detailed Explanation

Total Cash to Close is the amount you need to bring to the closing table: your down payment plus closing costs, minus any seller concessions. This does not include rent-ready/rehab costs, reserves, or ongoing negative cash flow — those are captured separately in Total Cash Invested.