CapEx Reserve Annual
Tax Cost Per Unit
Two-Input Ratio Expense Metrics Operating Expenses

Insurance Cost Per Unit

Annual insurance cost divided by number of units.

Example Result

Sample Data
$1,925

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Insurance Cost Per Unit Formula

Annual Insurance / Number of Units
$1,925 / 1.00
$1,925

What This Means

A sample property priced at $385,000 with $2,850/month rent has a insurance cost per unit of $1,925. If one property costs significantly more per unit to insure, it may be in a high-risk area, have structural issues, or need updated policies. Comparing per-unit insurance costs helps optimize your insurance spending.

Where This Value Comes From

Insurance Cost Per Unit is not entered directly — it is calculated from Property Value, Property Insurance Rate, and Number of Units. See the formula breakdown above and the detailed inputs below.

Calculated From

Insurance Cost Per Unit is calculated using these inputs:

Property Value
The current estimated market value of the property.
Found on your county assessor
$385,000
Property Insurance Rate
The annual property insurance cost as a percentage of property value.
Found on your insurance quote
0.50%
Number of Units
The number of rentable units in the property.
Found on your property listing
1.00

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Why It Matters

If one property costs significantly more per unit to insure, it may be in a high-risk area, have structural issues, or need updated policies. Comparing per-unit insurance costs helps optimize your insurance spending.

Detailed Explanation

Insurance Cost Per Unit divides the annual property insurance premium by the number of units. This helps benchmark insurance costs across your portfolio.

Example

Sample Result
$1,925

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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