Total Expenses
All annual costs including operating expenses and debt service.
Example Result
Sample DataBased on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
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What This Means
A sample property priced at $385,000 with $2,850/month rent has a total expenses of $36,513 at Purchase (Month 0). Understanding your total annual expense burden helps with financial planning and cash reserve calculations. It also helps you calculate the true breakeven point for your property.
Where This Value Comes From
Total Expenses is not entered directly — it is calculated from Debt Service and Total Operating Expenses. See the formula breakdown above and the detailed inputs below.
Inputs That Determine Total Expenses
Calculations That Use Total Expenses
Platform Distribution
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Understanding your total annual expense burden helps with financial planning and cash reserve calculations. It also helps you calculate the true breakeven point for your property.
Detailed Explanation
Total Annual Expenses is the yearly sum of all operating expenses plus annual debt service. It represents the total cost of owning and operating the property for one year.
Example
Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
Related Calculations
Other Expense 1
UUser-defined additional monthly expense for miscellaneous costs not covered by standard expense cate
Other Expense 2
USecond user-defined additional monthly expense for miscellaneous costs not covered by standard expen
Operating Expense Ratio
2Operating expenses as a percentage of effective gross income.
Total Operating Expenses
USum of all property operating costs (taxes, insurance, management, maintenance, CapEx, HOA, utilitie
Per Unit Operating Cost
2Annual operating expenses divided by number of units.
Operating Cost Per Square Foot
2Annual operating expenses divided by total square footage.
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