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13-Factor Verdict Engine

A stoplight verdict
scored on 13 factors.

Repair, Monitor, or Replace — the analyzer weighs 13 factors against each component and lights up one stoplight, so the answer is impossible to argue with.

HVAC · 12 years old
After scoring all 13 factors
Repair
Score 22
Monitor
Score 31
Replace
Score 47 ←
Verdict: Replace — remaining life < 4 years & rising annual cost
Verdict
REPLACE
13 / 13 factors scored
Each peg is one factor · color = its individual verdict

Every factor. Every weight. No black box.

Each factor carries a fixed weight in the final score. Higher-weight factors move the needle more. You can see exactly which one tipped the verdict.

#1 Remaining life
14%
#2 Cost per year
12%
#3 Break-even year
11%
#4 Condition rating
10%
#5 Repair ROI
9%
#6 Replace ROI
9%
#7 Repair vs replace ratio
8%
#8 Annual maintenance
7%
#9 Repair extension years
6%
#10 Property value impact
5%
#11 Component category risk
4%
#12 Tenant disruption
3%
#13 Reserve fund balance
2%
Total weight 100%

Three possible verdicts. One per analysis.

The factor scores roll up into a single 0-100 score. The score lands in one of three bands — and that band is the verdict.

Verdict A
Repair
score 0–33

Remaining life is healthy, repair cost is low relative to replace, and annual maintenance is stable. Fix it and move on.

“Repair pays back inside the next 3 years.”
Verdict B
Monitor
score 34–66

The numbers are mixed. Maybe one more repair makes sense, but you should plan for a replacement inside the reserve cycle.

“Reserve cash now. Replace within 24 months.”
Verdict C
Replace
score 67–100

Remaining life is short, repairs are getting expensive, and cost-per-year is climbing. Replacing now wins on every horizon.

“Replace this cycle. Repair money is wasted here.”

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Score any component on 13 factors and stop arguing with yourself about repair vs. replace.

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