Equity Growth Rate
Year-over-year percentage growth in equity position.
Example Result
Sample DataBased on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
See Your Own Properties
With the Rental Property Calculator, you can run this calculation against your own rental properties using your real numbers.
40-Year Projection Chart
Subscribe to explore how equity growth rate evolves over a 480-month holding period.
View PricingEquity Growth Rate Formula
(Year 2 Equity - Year 1 Equity) / |Year 1 Equity| x 100
What This Means
A sample property priced at $385,000 with $2,850/month rent has a equity growth rate of 16.64% at Purchase (Month 0). Tracking equity growth rate helps you assess if your investment is on track. Declining growth rates might signal it is time to refinance, sell, or take other action to optimize your portfolio.
Where This Value Comes From
Equity Growth Rate is not entered directly — it is calculated from Total Equity Current. See the formula breakdown above and the detailed inputs below.
Inputs That Determine Equity Growth Rate
Platform Distribution
Unlock Platform Benchmarks
See the average, median, and where your property ranks among other investors on the platform.
Unlock Rental Property CalculatorWhy It Matters
Tracking equity growth rate helps you assess if your investment is on track. Declining growth rates might signal it is time to refinance, sell, or take other action to optimize your portfolio.
Detailed Explanation
The annual growth rate of your equity position from Year 1 to Year 2. Combines the effects of appreciation and mortgage paydown on your equity balance.
Example
Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.
Related Calculations
Forced Appreciation
UValue added to a property above its natural market appreciation — either by buying below the after
Total Wealth Building
UCombined wealth from cash flow, appreciation, and principal paydown over the actual ownership period
Appreciation
UTotal dollar value of property appreciation — combining natural market-driven appreciation (organi
Post-Purchase Improvement Value
L2Dollar value of improvements, renovations, or capital upgrades made after purchase that raise the pr
Total Equity Current
2Current equity position (property value minus loan balance).
Organic Appreciation
2The market-driven increase in property value due to natural appreciation — independent of any owne
Run This Calculation on Your Property
Get instant results for all 207 calculations by entering your property details into the Rental Property Calculator.
View Pricing