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Cash-Out Refi Equity
Cost to Cash-Out Refi ($)
Single Input Equity & Wealth Loan & Mortgage Equity & Wealth

Cost to Cash-Out Refi (%)

Estimated percentage cost to execute a cash-out refinance (industry standard 8%).

Example Result

Sample Data
8.00%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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Cost to Cash-Out Refi (%) Formula

8% of equity (industry standard)
8% of equity (industry standard)
8.00%

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Why It Matters

Knowing the cost to refinance helps you decide whether pulling equity out makes financial sense. If you can deploy the extracted equity at a higher return than the 8% cost, refinancing creates value. If not, the equity may be better left in place.

Detailed Explanation

The cost to cash-out refinance includes origination fees, appraisal, title insurance, recording fees, and other closing costs. The industry rule of thumb is approximately 8% of the equity being accessed, though actual costs vary by lender and market.

Example

Sample Result
8.00%

Based on a sample $385,000 property with $2,850/month rent, 20% down, 7% interest rate.

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