State-Specific Estimates
Transfer taxes range from $0 in Texas to over $11,000 in Delaware on the same property. See the exact buyer and seller transfer tax for all 50 states plus DC.
Try It: Compare State Transfer Taxes
Pick a state and adjust the purchase price to see how transfer taxes differ.
Colorado has one of the lowest transfer taxes in the country — just $8 on a $385,000 property.
The full app covers all 50 states plus DC with override support. 8 popular states shown here.
How State-Specific Transfer Taxes Work
Every state handles real estate transfer taxes differently. Some charge the buyer, some charge the seller, some split the cost, and a few charge nothing at all. The estimator stores buyer and seller rates for all 50 states plus DC and auto-applies them based on your property state. You can always override with your actual amount.
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Colorado: $0.01 per $100 (buyer or seller varies by county) -- about $39 on a $385,000 sale
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New York: $4.00 per $1,000 seller tax plus potential mansion tax over $1M
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Texas & Wyoming: no state transfer tax at all -- $0 on any sale price
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Pennsylvania: 2% split evenly (1% buyer, 1% seller) -- $3,850 each on $385,000
Why State Differences Matter
Transfer taxes can range from $0 to over $7,000 on the same property depending on the state. Investors buying across state lines or comparing markets need accurate local numbers, not a national average. The estimator gives you state-specific figures automatically so you can compare true closing costs across markets.
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Same $385,000 property costs $0 in transfer tax in Texas but $7,700 in Delaware
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Some states charge only the seller (California) while others charge only the buyer (Michigan)
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County or city surcharges can add thousands on top of state rates
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Override the auto-calculated amount when you have an exact quote from your title company
Explore More Features
See everything Closing Cost Estimator has to offer.
Cost Breakdown
See 25+ line items organized by category for both buyers and sellers.
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See exactly what the seller walks away with after commissions, costs, and mortgage payoff.
Learn more →Cash to Close Calculator
See the total cash needed at closing: down payment + buyer costs - earnest money.
Learn more →What-If Scenario Comparison
Compare saved estimates against what-if scenarios to see how changes affect costs.
Learn more →Closing Fees vs Prepaids
Separate true closing friction from prepaid escrow deposits to see where your cash goes.
Learn more →Buyer & Seller Summary
See both sides of the transaction on one screen with every line item, category totals, and a combined grand total.
Learn more →AI-Powered Prompts
Four ready-to-use prompts pre-filled with your closing cost data for AI-powered analysis.
Learn more →Email Templates
Three pre-written emails for your agent, lender, and title company -- pre-filled with your numbers.
Learn more →AI Contract Review Pipeline
Analyze closing disclosures, loan estimates, and settlement statements with a 5-step AI pipeline: plain English, risks, obligations, negotiation playbook, and executive brief.
Learn more →Get Accurate State-Specific Estimates
Transfer taxes for all 50 states plus DC — auto-applied to your property with full override support.
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