Buyer & Seller Summary
See both sides of the transaction on one screen — every line item, category subtotals, and a combined grand total like a settlement statement.
Try It: Two-Sided Closing Cost Summary
Drag the sliders to see how purchase price and commission rate change costs on both sides.
Buyer Costs
Seller Costs
The seller pays 67% of total transaction costs, mostly due to agent commission. Reducing commission by 1% saves the seller $3,850.
Why Both Sides on One Screen
Most closing cost tools show only the buyer side or only the seller side. But every transaction has two sides, and the costs interact -- seller concessions reduce buyer cash, commission changes affect seller net proceeds, and transfer taxes may be split. Seeing both sides together gives you the complete picture before you reach the closing table.
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See the exact dollar amount for every line item on both sides of the transaction
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Hover any row to see which category it belongs to and whether it is negotiable or fixed
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Category subtotals let you compare lender fees vs title costs vs prepaids at a glance
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The combined total shows the true cost of the transaction -- not just your side
Like a Preview of Your Settlement Statement
At closing, the title company hands you a settlement statement (formerly the HUD-1) with buyer charges on the left and seller charges on the right. This app gives you that same two-column layout weeks or months before closing -- so you can negotiate, adjust, and budget with real numbers instead of guessing.
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Auto-populates from your property data so the numbers match your actual deal
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Every line item is editable -- override any default with your actual quote
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The what-if comparison tool lets you test changes before committing
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Export or share the estimate with your agent, lender, or title company
Explore More Features
See everything Closing Cost Estimator has to offer.
Cost Breakdown
See 25+ line items organized by category for both buyers and sellers.
Learn more →State-Specific Estimates
Auto-apply transfer tax rates for all 50 states plus DC with full override support.
Learn more →Net Proceeds Calculator
See exactly what the seller walks away with after commissions, costs, and mortgage payoff.
Learn more →Cash to Close Calculator
See the total cash needed at closing: down payment + buyer costs - earnest money.
Learn more →What-If Scenario Comparison
Compare saved estimates against what-if scenarios to see how changes affect costs.
Learn more →Closing Fees vs Prepaids
Separate true closing friction from prepaid escrow deposits to see where your cash goes.
Learn more →AI-Powered Prompts
Four ready-to-use prompts pre-filled with your closing cost data for AI-powered analysis.
Learn more →Email Templates
Three pre-written emails for your agent, lender, and title company -- pre-filled with your numbers.
Learn more →AI Contract Review Pipeline
Analyze closing disclosures, loan estimates, and settlement statements with a 5-step AI pipeline: plain English, risks, obligations, negotiation playbook, and executive brief.
Learn more →See Both Sides Before Closing Day
Every line item, both columns, one screen — like a settlement statement preview for every deal you analyze.
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