Skip to main content

The TWGREDAS™ Analysis Dashboard

Enter your deal details on the left, and watch 9 interactive charts update in real time on the right. Every input change instantly recalculates 80+ metrics across 40 years.

Property Analysis Card

The World's Greatest Real Estate Deal Analysis Spreadsheet™ Card

Each property in your portfolio gets a comprehensive analysis card. Here's what you see at a glance.

TWGREDAS™ Analysis

Sample SFR Rental — $500,000 • 25% down • 6.5% rate

Year 1 Return Quadrant™

Appreciation $15,000
Cash Flow $2,437
Debt Paydown $4,191
Tax Benefits $3,491
RIDQ™ Total $25,120/yr
ROIQ™ Total 17.32%
Monthly CF $203
Cap Rate 617.60%
CoC ROI 168.08%
True Cash Flow™ $5,928/yr

Cash Flow + Tax Savings from Depreciation

Understanding the Analysis Card

Return Quadrant™ Breakdown

The four colored boxes show each return stream for Year 1: appreciation, cash flow, debt paydown, and tax benefits. Each one contributes to your total return.

RIDQ™ & ROIQ™ Totals

RIDQ™ is the sum of all four streams in dollars. ROIQ™ is that total as a percentage of your cash invested. Together they tell you: "How much am I making, and what rate of return is that?"

Monthly Cash Flow

Your net cash flow after all expenses and mortgage — the money that hits your bank account each month. Green means positive, red means you're feeding the deal.

Cap Rate & Cash-on-Cash

Cap Rate measures the property's operating performance regardless of financing. CoC ROI measures your return on actual cash invested.

True Cash Flow™

Cash flow plus the tax savings from depreciation. This is the real cash impact of owning the property — not just rent minus expenses, but including the tax benefit that puts actual money back in your pocket.

The Input Dashboard

The left side of your analysis screen organizes every deal input into 6 collapsible sections. Change any number and the entire analysis recalculates instantly.

Purchase Inputs

ARV (After Repair Value)
$500,000
Purchase Price
$500,000
Seller Concessions
0%
Down Payment
alt: $125,000 25%
Closing Costs
alt: $15,000 3%
Rent Ready Costs
$5,000
Cumulative Neg. CF
$0
Total Invested
$145,000

Mortgage

Mortgage Amount
$375,000
Interest Rate
6.500%
Loan Term
360 months
PMI Rate
0%
Drop PMI LTV
80%

Monthly Income

Rent
= $46,800/yr $3,900/mo
Other Income
$0/mo

Annual Expenses

Vacancy Rate
-$2,340/yr 5%
Property Taxes
-$4,000/yr 0.8%
Property Insurance
-$2,000/yr 0.4%
HOA Dues
$0/yr
Utilities
$0/mo
Maintenance
-$2,340/yr 5%
Management
-$3,744/yr 8%

Depreciation Settings

Property Type
Residential (27.5yr)
Tax Rate
22%
Land Value
$100,000 20%

Advanced Settings

Cost to Access Rate
8%
Cash-Out Refi Max LTV
75%
R6 Reserves (months)
@ 1% 6
R12 Reserves (months)
@ 8% 12

6 Input Sections, All Collapsible

Every field saves automatically as you type. A save status indicator on each section confirms your changes are saved.

Purchase Inputs

The core deal numbers: ARV, purchase price, seller concessions, down payment, closing costs, and rent-ready costs. Each can toggle between percentage and dollar views. Total Invested is auto-computed.

Mortgage

Loan amount (auto-computed from purchase minus down payment), interest rate, term in months, and PMI settings. The PMI auto-drops when LTV hits your target threshold.

Monthly Income

Rent and other income, each with annual appreciation rates that compound over the full 40-year projection. Toggle between monthly and annual views.

Annual Expenses

Every operating expense: vacancy, taxes, insurance, HOA, utilities, maintenance, and management. Each percentage shows the computed dollar amount beside it.

Depreciation Settings

Residential (27.5-year) or commercial (39-year) depreciation, your income tax rate, and land value percentage. These drive the Cash Flow from Depreciation™ and tax benefit calculations.

Advanced Settings

Cost-to-access equity rate, cash-out refi max LTV, and reserve assumptions for R6 and R12 adjusted returns. Power users can fine-tune these for more sophisticated modeling.

Instant Recalculation. Change any input and every chart, every metric, and every year of the 40-year projection updates automatically — no "calculate" button needed.

9 Interactive Charts

The Right Side: 9 Dashboard Charts

As you enter or change inputs on the left, 9 interactive charts on the right instantly update to show you the complete picture of your deal.

Cash Flow Breakdown

Year 1 cash flow before tax, Cash Flow from Depreciation™, and True Cash Flow™ — see what really hits your bank account.

Return in Dollars

All four return streams (appreciation, cash flow, debt paydown, tax benefits) in dollar terms for Year 1, with and without reserves.

Return on Investment

The same four return streams as percentages of total invested. See your complete ROI at a glance — not just cash-on-cash, but the full picture.

Returns If Sold

Annualized ROI, Compound ROI, and IRR over 20 years. See how your returns change depending on when you sell.

Cash-on-Cash & Cap Rate

Side-by-side comparison of your leveraged return (CoC ROI) and the property's operating performance (Cap Rate) for Years 1-5.

Return on True Net Equity™

ROTNEQ™ breaks down your return by stream relative to the equity you could actually access — the most realistic measure of equity efficiency.

Key Metrics

Year 1 snapshot of Gross Potential Income, Gross Operating Income, Operating Expenses, and Net Operating Income side by side.

Non-Loan Expenses

All 10 operating expense categories broken out individually: vacancy, taxes, insurance, HOA, utilities, maintenance, CapEx, management, and more.

Equities & Cost-To-Access

True Net Equity™ and Cash-Out Refi Equity as areas, with Cost-To-Access percentages overlaid as lines. See how much equity you can actually tap.

A Closer Look at Each Chart

Let's walk through each of the 9 dashboard charts. Below you'll see a sample of what each chart looks like with real numbers, what it shows, and why it matters for your deal analysis.

Sample data based on the demo property inputs above

1

Cash Flow Breakdown

Three bars showing Cash Flow Before Tax, Cash Flow from Depreciation™, and True Cash Flow™. The stacked view reveals how depreciation tax savings add real dollars on top of your operating cash flow.

What to look for: True Cash Flow™ (the third bar) is what really hits your pocket. It's always larger than cash flow alone because it includes the tax benefit from depreciation.

2

Return in Dollars Quadrant™

All four return streams—appreciation, cash flow, debt paydown, and tax benefits—shown in dollar terms for Year 1. Three columns compare RIDQ™ alone, with 6-month reserves, and with 12-month reserves.

What to look for: Most investors only track cash flow, but the other three streams often contribute far more to total return. The total above each column is your all-in dollar return.

3

Return on Investment Quadrant™

The same four return streams as a percentage of your total cash invested. Three stacked columns compare ROIQ™ alone, with 6-month reserves, and with 12-month reserves.

What to look for: The total percentage above each column is your true all-in return rate. Compare this to stocks, bonds, or savings accounts to see how real estate stacks up.

4

Returns If Sold

Three lines tracking Annualized ROI, Compound ROI, and IRR over 20 years. If you sold the property in any given year, what would your return look like? This reveals the optimal hold period.

What to look for: Early years often show volatile returns that stabilize over time. The sweet spot is where the lines plateau—holding longer doesn't significantly change your annual return.

5

Cash-on-Cash & Cap Rate

Side-by-side columns comparing your leveraged return (Cash-on-Cash ROI) against the property's un-leveraged operating performance (Cap Rate) for Years 1 through 5.

What to look for: When CoC ROI exceeds Cap Rate, your leverage is amplifying returns. When they're close, the property performs well regardless of financing terms.

6

Return on True Net Equity™

Five lines tracking each return stream plus the total as a percentage of True Net Equity™—the equity you could actually access after selling costs and refi costs. As equity grows, it takes more return to maintain the same rate.

What to look for: A declining total ROTNEQ™ line signals that your equity might be more productive in a new deal. This is the trigger many investors use to decide when to refinance or sell.

7

Key Metrics

Four bars showing Year 1 Gross Potential Income, Gross Operating Income, Operating Expenses, and Net Operating Income. A snapshot of how rental income flows through to your bottom line.

What to look for: The gap between GPI and GOI is vacancy loss. The gap between GOI and NOI is operating expenses. NOI is the foundation for Cap Rate and property valuation.

8

Non-Loan Expenses

All 10 operating expense categories broken out individually for Year 1: vacancy, property taxes, insurance, HOA, utilities, other expenses, maintenance, CapEx, and property management.

What to look for: Property taxes and insurance are typically the largest non-loan expenses. CapEx (capital expenditures) is often underestimated by new investors.

9

Equities & Cost-To-Access

True Net Equity™ and Cash-Out Refi Equity as shaded areas (left axis), with Cost-To-Access percentages overlaid as lines (right axis). Shows how much equity you have and how much it costs to tap it.

What to look for: The gap between the two equity areas is the selling cost vs refi cost difference. The CTA lines show what percentage of your equity is consumed by access costs.

Explore More Features

Dive deeper into what makes TWGREDAS™ the most complete deal analysis tool.

Included with Purchase of Deal Analyzer

See Your Deal Come to Life

Enter your numbers and watch 9 charts and 80+ metrics update in real time. The most complete deal analysis dashboard available.