Simple, Transparent Pricing
Get full access to Owner Financing Note Calculator with all features included.
- Monthly payment and note amount calculator
- Seller yield and IRR analysis
- Note market value (DCF) calculator
- Carry vs. sell outright comparison
- Full amortization schedule (seller view)
- Balloon payment modeling
- 10-year income projection charts
- All future updates included
- Everything in Individual plan
- Pay for client access
- Share with unlimited clients
- Priority support
Looking to sponsor this app for your clients? Learn about sponsorship →
What's Included
Every plan gives you full access to all features.
Note Payment Calculator
Enter sale price, down payment, rate, and term to instantly calculate monthly income. Toggle balloon payments to see how shorter terms with lump-sum payoffs change your cash flow and total return.
Seller Yield & IRR Analysis
See your true annualized return from carrying the note. The IRR calculation accounts for the timing of all cash flows — down payment, monthly payments, and balloon — giving you the real yield, not just the stated interest rate.
Carry vs. Sell Comparison
Should you carry the note or sell outright for cash? Compare net proceeds from a cash sale against total income from carrying the note, including the time value of money. See exactly when carrying the note becomes more profitable.
Frequently Asked Questions
Can I switch between monthly and yearly?
Yes. You can upgrade from monthly to yearly at any time and receive prorated credit for the remaining monthly period.
What happens to my data if I cancel?
Your data is kept safe. You lose access to the app until you resubscribe, but no data is deleted.
Are there any property limits?
No. You can use this app with as many properties as you want. There are no usage limits.
What's the difference between individual and sponsor plans?
Sponsor plans include everything in the individual plan plus you pay for client access, can view their property data, and get usage analytics. Learn more about sponsorship.
Should You Carry the Note?
Calculate your seller yield, note value, and total returns in seconds.