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Scenario Comparison

Compare 8+ portfolio strategies side by side — from a basic savings account to Nomad™ — to see which return rate gets you to your goal fastest.

How Scenario Comparison Works

Create up to 4 scenarios with different return rates, savings amounts, or starting balances. The comparison chart overlays all timelines so you can see the dramatic impact of higher returns.

  • Compare 8+ presets: savings account, HYSA, stock market, 60/40, REITs, growth stocks, real estate, Nomad™
  • Use your actual portfolio return rate from your properties
  • Cited return rates with footnote sources for each preset
  • Each scenario gets its own color on the comparison chart

Why Return Rate Matters So Much

A small increase in return rate has a massive impact on milestone timing. At 10%, reaching $1M takes ~25 years. At 20%, it takes ~13 years. At 70%, it takes under 5 years. This is the power of real estate leverage.

  • Savings account: ~0.5% — the "do nothing" baseline
  • HYSA and bonds: 4-5% safe but slow growth
  • Stock market / 60-40 / REITs: 8-10% moderate growth
  • Growth stocks: ~12% higher risk, higher reward
  • Leveraged real estate: ~20% total ROI
  • Nomad™ strategy: 50-70%+ leveraged return in early years

Sample Output

See what this feature calculates for you.

Scenario Comparison
Savings Account (0.5%) 69.7 yrs to $1M
HYSA (5%) 36.7 yrs to $1M
Stock Market (10%) 25.2 yrs to $1M
60/40 Portfolio (8%) 27.4 yrs to $1M
REITs (10%) 22.7 yrs to $1M
Growth Stocks (12%) 19.4 yrs to $1M
Real Estate (20%) 13.2 yrs to $1M
Nomad™ (70%) 4.8 yrs to $1M

Explore More Features

See everything First $100K Is the Hardest has to offer.

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Wealth Acceleration

Visualize the shift from savings-dominated to returns-dominated wealth and see when compounding takes over.

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Included with All Apps

These features come with every app -- no extra cost.

Property Database

70+ fields, auto-save editing, live calculation sidebar, smart search and filtering.

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Comprehensive Property Data

Every number an investor needs across 11 organized sections with smart field types.

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Smart Editing & Live Sidebar

Auto-save with 800ms debounce, per-section status badges, and real-time calculations.

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Property Classification

Tag properties by investment strategy and property type. Filter and sort your entire portfolio.

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Real-Time Calculations

27 key metrics across 5 categories computed instantly as you type, with clickable walkthroughs.

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Portfolio Dashboard

Portfolio highlights, property cards, strategy and type breakdowns, overview charts, and cross-app features.

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AI Property Import

Copy a prompt, paste your MLS listing into any AI tool, and import 20+ property fields in seconds.

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Ready to Use Scenario Comparison?

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