Milestone Timeline
See exactly how long each $100K milestone takes and watch them accelerate as compound growth kicks in.
How Milestone Timeline Works
The calculator runs a month-by-month compound growth simulation, tracking when your balance crosses each milestone. You see the exact years for each increment and how much faster each one arrives.
- Month-by-month compound growth simulation
- Tracks contributions vs investment returns at each milestone
- Shows acceleration percentage between milestones
- Adjustable milestone increments ($25K, $50K, $100K, $250K)
Why Milestones Accelerate
Charlie Munger said "the first $100,000 is the hardest" because early on, your savings do most of the work. But as your balance grows, compound returns contribute more and more — eventually dwarfing your contributions.
- Early milestones are savings-dominated (you contribute most of the growth)
- Later milestones are returns-dominated (your money works harder than you)
- At $1M with 7% returns, your portfolio earns $70K/year on its own
Sample Output
See what this feature calculates for you.
Milestone Timeline
$100K Milestone
7.8 years
$200K Milestone
5.1 years
$500K Milestone
2.4 years
$1M Milestone
1.4 years
Total Time to $1M
30.5 years
Ready to Use Milestone Timeline?
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