Protection Cost Tracking & ROI
Track every dollar you spend on asset protection. Lawsuits will happen — proper structure ensures one bad lawsuit doesn't take down your entire financial house.
Protection Cost Calculator
Drag the slider to see the annual cost of keeping your assets properly structured and compartmentalized — so one lawsuit can't reach everything you own.
Your $3,000/year in protection costs equals one lawsuit every 25 years. Most investors face a lawsuit within 15 years of owning rentals.
Sample Cost Breakdown
Track every protection-related expense by type, entity, and recurrence.
| Type | Description | Entity | Amount | Recurring |
|---|---|---|---|---|
| Formation | Wyoming LLC filing | Midwest Holdings | $100 | — |
| Registered Agent | Annual agent fee | Midwest Holdings | $149 | Annually |
| Annual Report | State filing fee | Midwest Holdings | $52 | Annually |
| Attorney | Annual review | General | $500 | Annually |
| Insurance | Umbrella policy | General | $1,200 | Annually |
Asset Protection Doesn't Prevent Lawsuits — It Contains Them
If you own rental properties long enough, you will face a lawsuit. A tenant slip-and-fall, a contractor dispute, a property damage claim — it's a matter of when, not if. Asset protection doesn't stop these lawsuits from happening. What it does is contain the damage.
When you own properties in your personal name, a lawsuit related to any one property could potentially expose your other assets. There's no structural separation between your rental business and your personal finances.
Properly maintained entities create a layer of separation between each property and your personal assets. The degree of protection depends on entity type, state law, how the claim arises, and whether you've maintained proper formalities — but the structural barrier exists.
At $3,450/year ($287 per property), you're paying for structural separation — creating barriers between your properties and your personal finances. Entity protection is not absolute (courts can pierce the veil, and personal actions can create direct liability), but proper structure and ongoing compliance significantly improve your position. That's what this app helps you track.
This is general educational information, not legal advice. Consult a qualified asset protection attorney for guidance specific to your situation and state.
Explore More Features
See everything Asset Protection Checklists has to offer.
Save $600–$1,500 Per Attorney Consultation
Walk into every attorney meeting prepared. Each checklist item explains why it matters, how to implement it, and includes an AI prompt — so you skip the education hour and get straight to strategy.
Learn more →Entity Management
Create and organize LLCs, trusts, S-Corps, and other entities with hierarchical nesting and drag-and-drop property assignment.
Learn more →Per-Property Protection Checklist
43-item checklist to verify each property is properly titled, insured, and legally protected across 4 critical categories.
Learn more →Insurance Coverage Review
Portfolio-wide insurance audit to ensure umbrella coverage, workers' comp, and policy alignment across all entities.
Learn more →Deed Type Tracking & Liability
Learn how 12 different deed types create different levels of ongoing liability — and how that liability can follow you even after you sell the property.
Learn more →Entity Compliance Dashboard
Centralized compliance tracking for all entities: good standing verification, annual report status, and checklist completion.
Learn more →Know the Cost of Compartmentalization
Track what you spend on entity formation, compliance, and insurance — and know that every dollar buys containment, not just paperwork.