Insurance Coverage Review
Audit every property's insurance coverage and your portfolio-wide policies in one place — before a claim reveals the gaps.
Two Checklists. Complete Coverage.
The app splits insurance review into per-property items and portfolio-wide policies — so nothing slips through the cracks.
Per-Property Insurance
- Landlord policy in force
- Liability coverage $1M+
- Entity named as additional insured
- Umbrella policy covers this property
- Flood insurance evaluated
- Renter's insurance required in lease
and 5 more items →
Portfolio Insurance
- Umbrella policy in place ($2M+)
- Workers' comp evaluated
- Cyber liability coverage
- Insurance broker relationship
- Annual coverage audit scheduled
- All entities listed on umbrella
The 3 Most Dangerous Insurance Gaps
These are the gaps that destroy portfolios. The checklist catches all three.
Policy Names You, Not the LLC
Your insurance policy lists you personally instead of the entity that owns the property. When a claim is filed, the insurer denies coverage because the named insured doesn't match the titleholder.
No Umbrella Policy
A single slip-and-fall lawsuit can exceed your landlord policy's liability limit. Without an umbrella policy layered on top, one lawsuit can exceed your coverage and reach your personal assets.
Flood Zone, No Flood Insurance
Standard landlord policies do not cover flood damage. If your property is in a flood zone — or even adjacent to one — and you don't carry separate flood insurance, you face total loss exposure.
Coverage Alignment at a Glance
The app shows every property's insurance status in a single view — so you can spot misalignment instantly.
| Property | Landlord Policy | Named Insured | Umbrella Listed |
|---|---|---|---|
| 123 Oak St — SFR | |||
| 456 Pine Ave — Duplex | |||
| 789 Elm Blvd — Triplex | |||
| 321 Maple Dr — SFR |
Why Insurance Gaps Are Expensive
Insurance gaps are often invisible until a claim is filed. The cost of proper coverage is small relative to the potential exposure.
Without Proper Coverage
A liability claim that exceeds your landlord policy limits comes out of pocket. Slip-and-fall claims, property damage disputes, and tenant lawsuits can easily exceed standard limits.
With Umbrella Coverage
An umbrella policy extends your liability coverage beyond your base policies. Premiums vary by portfolio size and coverage amount — ask your insurance broker for a quote.
Explore More Features
See everything Asset Protection Checklists has to offer.
Save $600–$1,500 Per Attorney Consultation
Walk into every attorney meeting prepared. Each checklist item explains why it matters, how to implement it, and includes an AI prompt — so you skip the education hour and get straight to strategy.
Learn more →Entity Management
Create and organize LLCs, trusts, S-Corps, and other entities with hierarchical nesting and drag-and-drop property assignment.
Learn more →Per-Property Protection Checklist
43-item checklist to verify each property is properly titled, insured, and legally protected across 4 critical categories.
Learn more →Deed Type Tracking & Liability
Learn how 12 different deed types create different levels of ongoing liability — and how that liability can follow you even after you sell the property.
Learn more →Entity Compliance Dashboard
Centralized compliance tracking for all entities: good standing verification, annual report status, and checklist completion.
Learn more →Protection Score Dashboard
A single 0-100 score tells you how well protected your portfolio is right now. A 5-dimension radar chart shows exactly where gaps exist so you know what to fix first.
Learn more →Audit Your Insurance Coverage
Find the gaps before a claim does. Review every property and every policy in one place.