Deal Structurer
Model rate, term, down payment, and balloon options to find terms that work for both sides.
How Deal Structurer Works
Enter the purchase price, down payment percentage, interest rate, amortization period, and optional balloon terms. The structurer instantly calculates monthly payments, total interest paid, and the remaining balloon balance at maturity.
- Adjust down payment from 0-50% and see payment changes instantly
- Toggle balloon payments on/off with custom term lengths
- Compare 15, 20, 25, and 30-year amortization schedules
- Set prepayment penalties, late fees, and grace periods
Why Deal Structure Matters
Seller financing deals live or die on terms. A small rate adjustment or balloon timeline change can shift tens of thousands of dollars between buyer and seller. This tool lets you model every variable before making an offer.
- Find the sweet spot where both buyer and seller benefit
- Quantify the impact of each term change in dollars
- Present professional deal structures to sellers with confidence
Sample Output
See what this feature calculates for you.
Deal Structurer
Note Amount
$280,000
Monthly P&I
$2,147
Balloon Due (Yr 7)
$241,830
Total Interest Paid
$127,400
Ready to Use Deal Structurer?
Get access to this feature and everything else in Seller Financing Deal Structurer.