Deduction Calculator
Identify and calculate every allowable rental property tax deduction automatically.
How the Deduction Calculator Works
The tool pulls your property data — purchase price, rent, expenses, mortgage terms — and auto-calculates every IRS-allowable deduction. Mortgage interest is computed from a full amortization schedule. Depreciation uses the 27.5-year straight-line method with mid-month convention. Management, maintenance, and other expenses are derived from your property settings.
- Mortgage interest calculated from amortization schedule (not estimated)
- Depreciation uses IRS 27.5-year straight-line with mid-month convention
- Property taxes, insurance, HOA pulled from your property data
- Add travel, advertising, legal/accounting, and other expenses manually
Why Every Deduction Matters
Most landlords leave money on the table by missing deductible expenses. The average rental property owner has 12+ categories of deductions including mortgage interest, depreciation, property taxes, insurance, management fees, maintenance, repairs, travel, advertising, legal fees, and more. Missing even one can cost you hundreds in overpaid taxes.
- Depreciation alone can turn a profitable property into a tax loss on paper
- Mortgage interest is often the largest single deduction in early years
- Property management fees are fully deductible whether self-managed or not
Sample Output
See what this feature calculates for you.
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