Compare Lenders. Save Thousands.
Enter your deal once, then add up to 5 hard money lender quotes. Compare origination points, interest rates, junk fees, and total cost of capital side by side -- with a clear winner highlighted instantly.
What You Get
Everything you need, built for real estate investors.
Side-by-Side Comparison
Line up to 5 lender quotes in a single table. Compare interest rates, origination points, processing fees, appraisal charges, wire fees, and every other line item at a glance. No more toggling between term sheets.
True Cost Calculator
Origination points are just the beginning. The true cost includes monthly interest carry, draw fees on rehab funds, extension penalties, and prepayment charges. This tool adds them all up so you see what each lender actually costs over your holding period.
Best Deal Finder
The cheapest rate is not always the cheapest loan. A lender at 10% with 1 point may beat a lender at 9% with 3 points on a short hold. The tool ranks lenders by total cost of capital and highlights the winner automatically.
Simple, Transparent Pricing
Choose the plan that works for you.
Monthly
- Compare up to 5 lender quotes per deal
- Full fee breakdown: points, processing, appraisal, wire, doc prep
- Total cost of capital over your holding period
- Monthly payment and interest carry calculations
- Effective annual rate (true APR) for each lender
- Extension cost and prepayment penalty modeling
- Rehab draw fee calculations
- All future updates included
Yearly
- Compare up to 5 lender quotes per deal
- Full fee breakdown: points, processing, appraisal, wire, doc prep
- Total cost of capital over your holding period
- Monthly payment and interest carry calculations
- Effective annual rate (true APR) for each lender
- Extension cost and prepayment penalty modeling
- Rehab draw fee calculations
- All future updates included
Monthly
- Everything in Individual plan
- Pay for client access
- Share with unlimited clients
- Branded comparison exports
- Priority support
Yearly
- Everything in Individual plan
- Pay for client access
- Share with unlimited clients
- Branded comparison exports
- Priority support
Features and pricing are subject to change as we continue to improve the product.
How It Works
Enter Your Deal
Input the purchase price, rehab budget, loan amount, and expected holding period. Select an existing property or enter details manually.
Add Lender Quotes
For each lender, enter the interest rate, origination points, and every fee on their term sheet -- processing, appraisal, underwriting, doc prep, wire, inspection, and more.
See the Winner
The tool calculates total cost of capital, monthly payments, and effective APR for each lender. The cheapest option is highlighted instantly so you know which term sheet to sign.
Explore Features
Dive deeper into what each feature offers.
Side-by-Side Comparison
Line up every lender quote in a single view. Compare rates, points, and 12+ fee categories at a glance.
Learn more →True Cost Calculator
See the real total cost of each loan: origination, interest carry, draw fees, extension penalties, and prepayment charges.
Learn more →Best Deal Finder
Automatically ranks lenders by total cost and highlights the cheapest option for your specific hold timeline.
Learn more →Why Investors Choose This Tool
Instant Clarity
Stop juggling term sheets and spreadsheets. Enter each lender's quote once and see the total cost comparison in seconds.
Save Real Money
The difference between the cheapest and most expensive hard money lender on a $200K loan can be $5,000 to $10,000. This tool finds it.
No Hidden Fees
Every fee on the term sheet gets its own line item. No surprises at closing -- you see the true total before you commit.
Sample Lender Comparison
$200,000 hard money loan, $50K rehab budget, 9-month hold for a fix-and-flip
Stop Overpaying Your Lender
Compare hard money quotes side by side and find the cheapest total cost for your next flip or BRRRR.