Best Deal Finder
Automatically ranks lenders by total cost and highlights the cheapest option for your specific hold timeline.
How the Best Deal Finder Works
After calculating each lender's total cost of capital, the tool ranks them from lowest to highest and highlights the winner with a green badge. It also calculates the effective annual percentage rate (APR) for each lender -- the true annualized cost that accounts for points and fees, not just the stated interest rate. If you change the holding period, the rankings update instantly because the winner can shift depending on how long you hold the loan.
- Automatic ranking from cheapest to most expensive total cost
- Green highlight on the winning lender for instant visibility
- Effective APR calculation that includes all fees and points
- Dynamic re-ranking when you adjust holding period or deal parameters
The Winner Changes With Your Timeline
A 3-point loan at 9% is expensive on a 4-month flip but competitive on a 14-month rehab. Conversely, a 1-point loan at 14% looks cheap upfront but bleeds money on a long hold. The best deal finder recalculates every time you adjust the holding period, so you can model your optimistic timeline, your realistic timeline, and your worst-case timeline -- and see which lender wins in each scenario.
- Model best-case, expected, and worst-case hold timelines
- See how the winner shifts as the project stretches
- Factor in extension fees that kick in after the initial term expires
- Choose the lender that wins across the most scenarios, not just one
Sample Output
See what this feature calculates for you.
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