Strategy Comparison
Run avalanche, snowball, and custom strategies simultaneously. See side-by-side total interest, payoff timeline, and monthly payment allocation for each approach.
Three Strategies, One Dashboard
The avalanche method targets your highest-rate debt first, minimizing total interest. The snowball method targets your lowest balance first, giving you quick psychological wins. Custom order lets you prioritize any way you want. This tool runs all three simultaneously so you can see the real dollar difference between each approach.
- Avalanche: highest interest rate first for maximum savings
- Snowball: lowest balance first for fastest payoff wins
- Custom: drag debts into your preferred payoff order
- Side-by-side comparison of total interest, timeline, and monthly allocation
The Cascade Effect
When one debt is paid off, that freed-up payment rolls into the next debt on your list. This cascade creates an accelerating payoff snowball — each subsequent debt falls faster than the last. The simulator shows you exactly how each payment cascades through your debt stack month by month.
- Freed payments automatically roll to the next debt in your chosen order
- Each payoff accelerates the next — momentum builds over time
- See the cascade effect visualized on your payoff timeline chart
Sample Output
See what this feature calculates for you.
Explore More Features
See everything Debt Paydown Strategy Simulator has to offer.
Payoff Timeline
Watch each debt disappear on an interactive timeline. When one mortgage is paid off, that payment cascades to the next — accelerating your path to free and clear.
Learn more →Interest Savings
See exactly how much interest you'll save with extra payments. The growing gap between minimum-only and your chosen strategy reveals thousands in savings.
Learn more →Included with All Apps
These features come with every app -- no extra cost.
Property Database
70+ fields, auto-save editing, live calculation sidebar, smart search and filtering.
Learn more →Comprehensive Property Data
Every number an investor needs across 11 organized sections with smart field types.
Learn more →Smart Editing & Live Sidebar
Auto-save with 800ms debounce, per-section status badges, and real-time calculations.
Learn more →Property Classification
Tag properties by investment strategy and property type. Filter and sort your entire portfolio.
Learn more →Real-Time Calculations
27 key metrics across 5 categories computed instantly as you type, with clickable walkthroughs.
Learn more →Portfolio Dashboard
Portfolio highlights, property cards, strategy and type breakdowns, overview charts, and cross-app features.
Learn more →AI Property Import
Copy a prompt, paste your MLS listing into any AI tool, and import 20+ property fields in seconds.
Learn more →Ready to Use Strategy Comparison?
Get access to this feature and everything else in Debt Paydown Strategy Simulator.