Cash Flow Projections

Project monthly cash flow using the existing loan terms you are taking subject-to.

Existing Loan Advantage Analysis

The biggest advantage of a subject-to deal is inheriting a below-market interest rate. See exactly how much you save each month compared to financing the same property at today's rates, and project those savings over the remaining loan term.

  • Side-by-side comparison of inherited rate vs current market rate
  • Monthly, annual, and lifetime savings calculated automatically
  • Escrow-aware calculations that properly handle taxes and insurance
  • DSCR and NOI metrics for lender qualification analysis

5-Year Growth Modeling

Project your cash flow forward with customizable rent growth and expense escalation rates. See how your subject-to deal performs over time as rents increase and the loan balance decreases.

  • Year-by-year cash flow projections with growth assumptions
  • Cumulative cash flow tracking shows total return over time
  • Equity build visualization as the loan pays down and property appreciates
  • Sensitivity analysis for different growth scenarios

Sample Output

See what this feature calculates for you.

Cash Flow Projections
Risk Score 72/100
Monthly CF +$680/mo
Equity Captured $45,000
Existing Rate 3.75%

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