Refinance with Total Clarity
Compare refinance scenarios against your current loan. Model rate-and-term or cash-out refis with breakeven analysis.
What You Get
Everything you need, built for real estate investors.
Rate Comparison
Compare your current rate against new offers to see real monthly and lifetime savings.
Cash-Out Analysis
Model cash-out refinance scenarios and see how pulling equity affects your returns.
Breakeven Calculator
Know exactly when refinancing pays for itself with closing cost breakeven analysis.
Simple, Transparent Pricing
Choose the plan that works for you.
Monthly
- Rate-and-term refi modeling
- Cash-out refi analysis with reinvestment returns
- Breakeven timeline calculator
- Side-by-side current vs. new loan comparison
- Unlimited saved analyses per property
- All future updates
Yearly
- Rate-and-term refi modeling
- Cash-out refi analysis with reinvestment returns
- Breakeven timeline calculator
- Side-by-side current vs. new loan comparison
- Unlimited saved analyses per property
- All future updates
Monthly
- Everything in Individual plan
- Pay for client access
- Share with unlimited clients
- Priority support
Yearly
- Everything in Individual plan
- Pay for client access
- Share with unlimited clients
- Priority support
Features and pricing are subject to change as we continue to improve the product.
How It Works
Enter Your Current Loan
Input your existing mortgage rate, balance, remaining term, and property value from your most recent statement.
Model Refi Scenarios
Set new rate offers, closing cost estimates, and cash-out targets. Compare rate-and-term vs. cash-out options side by side.
See Your Breakeven & Decide
Get your exact breakeven month, 5-year net benefit, and total interest savings to make a confident refinance decision.
Explore Features
Dive deeper into what each feature offers.
Rate Comparison
Compare your current rate against new offers to see real monthly and lifetime savings.
Learn more →Cash-Out Analysis
Model cash-out refinance scenarios and see how pulling equity affects your returns.
Learn more →Breakeven Calculator
Know exactly when refinancing pays for itself with closing cost breakeven analysis.
Learn more →Why Investors Choose This Tool
Data-Driven Decisions
Replace gut feelings with concrete financial analysis backed by real numbers from your actual loan.
Compare All Options
See rate-and-term alongside cash-out scenarios so you pick the right refi strategy for your goals.
Know Your Breakeven
Never refinance too early or too late. See exactly when closing costs are recovered.
Sample Refinance Comparison
Current 7.5% rate vs. 6.25% refinance on a $268,500 balance with $380K property value.
Should You Refinance Your Rental?
Run the numbers on rate-and-term or cash-out scenarios and find out in minutes, not hours.