Amortization & Tax Analysis
Full amortization schedules with installment sale tax impact and note marketability scoring.
How Amortization & Tax Analysis Works
Generate month-by-month and year-by-year amortization schedules showing principal, interest, and remaining balance. The tax module calculates installment sale gains, depreciation recapture, and annual tax obligations for the seller.
- Full amortization table with principal/interest breakdown per period
- Installment sale tax calculation with gain recognition schedule
- Depreciation recapture and capital gains tax projections
- Note discount pricing for secondary market sale evaluation
Why Tax Analysis Matters
Installment sales can defer significant capital gains taxes for sellers, making seller financing more attractive than a traditional sale. Understanding the tax implications helps you present compelling arguments and structure deals that maximize after-tax returns.
- Show sellers how installment sales reduce their tax bill in year one
- Calculate the true after-tax yield for sellers across the note term
- Evaluate whether selling the note at a discount still beats a lump-sum sale
Sample Output
See what this feature calculates for you.
Amortization & Tax Analysis
Year 1 Principal Paid
$7,236
Year 1 Interest Paid
$18,528
Installment Sale Tax Saved (Yr 1)
$14,250
Note Market Value (12% disc.)
$224,400
Ready to Use Amortization & Tax Analysis?
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