Scenario Comparison
Compare up to three loan scenarios side by side to find the best DSCR loan structure for your property.
How Scenario Comparison Works
Enter up to three different loan configurations -- varying interest rates, LTVs, loan terms, and points. The tool calculates DSCR, monthly payment, total closing costs, and qualification status for each scenario. A side-by-side table makes it easy to see which deal structure qualifies and which one saves you the most money.
- Compare up to 3 loan scenarios simultaneously
- Each scenario has independent rate, LTV, term, and points
- Side-by-side table shows DSCR, payment, and qualification
- Total closing costs calculated per scenario (points + lender fees)
Finding the Right Loan Structure
DSCR lenders offer different rate/LTV combinations. A lower LTV typically means a lower rate but requires more cash down. A higher LTV preserves capital but may push your DSCR below the threshold. Scenario comparison lets you test these tradeoffs in seconds so you can walk into the lender conversation knowing exactly what works.
- Test rate vs. LTV tradeoffs before talking to lenders
- See how interest-only periods affect DSCR qualification
- Compare total cost of each loan structure (points + fees)
- Identify the minimum down payment that still qualifies
Sample Output
See what this feature calculates for you.
Ready to Use Scenario Comparison?
Get access to this feature and everything else in DSCR Loan Qualifier.