Interest Savings
See exactly how much interest you'll save with extra payments. The growing gap between minimum-only and your chosen strategy reveals thousands in savings.
The True Cost of Minimum Payments
Compare total interest paid under minimum-only payments vs. your chosen strategy. The cumulative interest chart shows two lines diverging over time — the growing gap between them is your savings. For most rental portfolios, the difference is tens of thousands of dollars that stay in your pocket instead of going to the bank.
- Cumulative interest chart: minimum-only vs. your strategy
- The growing gap between the lines is your total savings
- See month-by-month interest allocation across all debts
- Know exactly how much each extra dollar saves in interest
Lump Sum Power
Model one-time extra payments — a tax refund, annual bonus, or property sale proceeds — and see the compounding interest savings over time. A single well-timed lump sum can save multiples of its value in avoided interest when applied to the right debt at the right time.
- Model lump sums at any month in your payoff timeline
- See the compounding savings from a single extra payment
- Compare applying lump sums to different debts
Sample Output
See what this feature calculates for you.
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