Get a Clear ROI Verdict Before Spending $8,500

Cost segregation generates the most value for investors who have both the property value to create meaningful acceleration and the tax situation to use the deductions.

• Property value of $300,000 or more — lower values rarely generate enough savings to justify study cost
• Combined tax rate of 24% or higher — higher brackets magnify the dollar value of deductions
• Hold period of 5+ years — longer holds capture more years of accelerated MACRS schedules
• Recently purchased property (2017–present) — retroactive studies can capture missed acceleration
• Properties with high personal property content — renovated homes, furnished rentals, commercial units

The calculator reports five key metrics that together give a complete picture of whether a cost segregation study is worth pursuing for your specific property.

• Year 1 Tax Savings: The actual cash back in year 1 from accelerated deductions
• Total Tax Savings: Cumulative savings over your hold period
• Study ROI%: (Total Savings − Study Cost) ÷ Study Cost × 100 — the return on the study investment
• Break-Even: How many months until cumulative savings exceed study cost
• Net Present Value (NPV): Total savings discounted to today's dollars, minus study cost

Not every property justifies a cost segregation study. The calculator will tell you clearly when the ROI is too low to proceed — saving you from spending $5,000–$15,000 on a study that doesn't pay off.

• Low tax bracket (under 22%) — less tax savings per dollar of depreciation
• Short hold period (under 3 years) — may trigger recapture without enough time to earn back study cost
• Land-heavy properties — properties with 40%+ land value have a smaller depreciable building
• Low property value (under $250K) — insufficient building value to generate meaningful pools
• Planned sale within 1–2 years — recapture risk may outweigh savings benefit